Overview: The Points for Prizes Program is a service of Florida Combined Life Insurance Company, Inc. (FCL), and is provided for all eligible Blue Cross Blue Shield of Florida (BCBSF) Area Managers, Director, and CGAsWriting Agentswriting groups with less than 50 lives enrolled. All users of this site understand that access to this Web site is subject to the terms and conditions set forth herein and all applicable laws. These terms and conditions may change without prior notice.
Eligibility: Is limited to current BCBSF Area Managers, Director and CGA Writing Agents who have met the requirements of the program. Points earned in the program cease to exist when this eligibility is severed. No credit, carryover, transfer or redemption of Reward Points is available after eligibility is severed.
Change: Florida Combined Life reserves the right, without prior notice, to discontinue or change the program at any time. All questions or disputes regarding eligibility for this program, the eligibility of rewards, the availability of rewards or points and/or the terms and conditions of the program, will be resolved by Florida Combined Life at its sole discretion.
Participant Enrollment: Each eligible sales representative must be enrolled in the Points for Prizes Program and can do so by completing requested information at initial login. In order to gain access to the Points for Prizes Program Web site, internal BCBSF enrolled participants must use their BCBSF e-mail address as their user login and their six-digit employee ID as their password. Upon initial login, participants may change their password (for security purposes, it is highly recommended they do so). External participants (agents) must use their 7-digit BCBSF Agent of Record (AOR) number as their user login and password.
Redemption and Deduction of Points:
- Any Reward Points not redeemed before March 31, 2010 will be forfeited.
- Reward Points may only be used to redeem merchandise from the Online-Rewards Catalog. Points are not redeemable for cash.
- Reward Points accrued do not constitute personal property of participants. Reward Points cannot be transferred to another member (participant or other person). Reward Points have no monetary value except to the extent specifically provided for by a reward.
Claiming a Reward:
- Florida Combined Life reserves the right to modify the merchandise available in the Online-Rewards Catalog at any time and without notice.
- When enrolled participants obtain sufficient points, they may redeem them for an item(s) featured in the Online-Rewards Catalog.
- Specific merchandise is subject to availability and substitutions may be made based on availability or market conditions.
Statements of Points for Prizes Earned: This Web site provides eligible participants with details of transactions, as well as Points for Prizes balances.
Termination of Program: Florida Combined Life reserves the right to terminate the Points for Prizes program at any time without notice.
Participant Program Tracking: It is the responsibility of each eligible participant to use their awarded points to redeem items from the Online-Rewards Catalog.
Promotional Events: From time to time, Florida Combined Life, at its discretion, may offer special events designed to inspire participation in the program. These events may be terminated at any time without cause or notice.
Taxes: Merchandise redeemed under the program is subject to applicable federal, state and/or local taxes. Payment of taxes resulting from these awards is the sole responsibility of the participant and not Florida Combined Life. Florida Combined Life will report earnings under this program in accordance with federal, state and local regulations.
Shipping and Handling: Merchandise redeemed under the program is subject to shipping and handling charges. The shipping and handling charges are included in the point value associated with each item in the Online-Rewards Catalog and are represented in the overall value of the item.
Privacy Notice: This Web site is housed and operated by Online-Rewards on behalf of Florida Combined Life. Information collected on this Web site will be used by Florida Combined Life in connection with the Points for Prizes Program. Online-Rewards will not provide participant information to non-Florida Combined Life or non-Florida Combined Life third-party business partners without first obtaining the participant's approval to do so.
Copyright: All textual, graphical and other content appearing on this Web site, unless otherwise noted, is the property of Florida Combined Life.
Email Notices: By visiting this Web site and communicating electronically, participants consent to receive communications from us electronically. We will communicate with participants by e-mail or by posting notices on this Web site. Participants agree that all agreements, notices, disclosures and other communications that we provide electronically satisfy any legal requirement that such communications be in writing.
Confidentiality: Participants who use this Web site are responsible for maintaining the confidentiality of their account and password, for restricting access to their computer, and agree to accept responsibility for all activities that occur under their account or password.